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Lets Talk Title Insurance


There are two basic types of protection – one for the

mortgage lender and one for the homeowner or real

estate investor.

If a mortgage is placed on your new home, the

mortgage lender will probably require that you

purchase title insurance to protect the institution’s

position as a holder of a mortgage loan. This

mortgagee’s title insurance policy doesn’t protect

you, the homeowner. You need an owner’s title

insurance policy to protect your investment.

You pay only once. There are not renewal premiums,

and there is no expiration date on the policy. The

protection lasts as long as you or your heirs retain an

interest in the property.

* Credits to Old Republic Title Agency*

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